In the world of real estate, mortgage rates are critical in determining housing affordability, market movement, and overall economic impact. In 2024, the real estate market is experiencing the so-called “mortgage rate lock-in” effect. This phenomenon has made many homeowners hesitant to sell their homes due to their current mortgage interest rates being significantly lower […]
Yes, You Can Invest In Real Estate With Your IRA Or 401(k) Your real estate investment grows tax-free (Roth IRA) or tax-deferred (Traditional IRA). Self-directed IRAs or 401(Ks), are not limited to the stock market. You can purchase real estate assets ranging from residential to raw land, mobile homes, and more as alternative investments for […]
One of the greatest perks to being a homeowner is the freedom to personalize your living space to reflect your style and unique taste. Renovations can boost your home’s value over a period of time, so that dream appliance or flooring you’ve been eyeing is actually a smart investment in the long run. While home […]
Potential homebuyers who have been patiently waiting and saving for their new home have been hit with a startling reality: the housing market is so hot that according to Redfin’s latest data, over half of all homes are selling for over asking price right now. Additionally, the median sale price has jumped about 25% since the […]
When you refinance a mortgage, you pay off your existing home loan and replace it with a new one—often with a lower monthly payment or better loan terms.. How do you know if refinancing is right for you? Let’s take a look at some of the top reasons why people refinance their home loan. 1. […]
This licensee is performing acts for which a real estate license is required. Stephanie Anne Smith & Ingenuity Realty is licensed by the California Department of Real Estate, Broker # 01243028; Company NMLS # 2170220, Individual MLS # 2017165. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when the lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Stephanie Anne Smith is an Equal Opportunity Mortgage and Real Estate Broker.
All data is reliable but is not guaranteed accurate by Ingenuity Realty and Mortgage, Stephanie Anne Smith. All material presented herein is intended for information purposes only. While, this information is believed to be correct, it is represented subject to errors, omissions, changes or withdrawal without notice. All property information, including but not limited to square footage, room county number of bedrooms and the school district in property listings are deemed reliable, but should be verified by your own attorney, architect or zoning expert.
This licensee is performing acts for which a real estate license is required. Stephanie Anne Smith & Ingenuity Realty is licensed by the California Department of Real Estate, Broker # 01243028; Company NMLS # 2170220, Individual MLS # 2017165. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when the lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Stephanie Anne Smith is an Equal Opportunity Mortgage and Real Estate Broker.
All data is reliable but is not guaranteed accurate by Ingenuity Realty and Mortgage, Stephanie Anne Smith. All material presented herein is intended for information purposes only. While, this information is believed to be correct, it is represented subject to errors, omissions, changes or withdrawal without notice. All property information, including but not limited to square footage, room county number of bedrooms and the school district in property listings are deemed reliable, but should be verified by your own attorney, architect or zoning expert.
This licensee is performing acts for which a real estate license is required. Stephanie Anne Smith & Ingenuity Realty is licensed by the California Department of Real Estate, Broker # 01243028; Company NMLS # 2170220, Individual MLS # 2017165. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when the lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Stephanie Anne Smith is an Equal Opportunity Mortgage and Real Estate Broker.
All data is reliable but is not guaranteed accurate by Ingenuity Realty and Mortgage, Stephanie Anne Smith. All material presented herein is intended for information purposes only. While, this information is believed to be correct, it is represented subject to errors, omissions, changes or withdrawal without notice. All property information, including but not limited to square footage, room county number of bedrooms and the school district in property listings are deemed reliable, but should be verified by your own attorney, architect or zoning expert.